September 28, 2021
A total of 20 large employer members of Business Group on Health responded to this survey. The purpose of this survey was to determine the impact of temporary changes to COBRA, including 100% premium subsidies, second chance elections included in the American Rescue Plan Act (ARPA) and extended election periods and deferred premium payments included in Department of Labor (DOL) outbreak relief.
Key Takeaways
- Since March 2020, 60% of participants experienced increased enrollment in COBRA. Most (58%) saw the largest increase in COBRA enrollment during Q2 of 2021.
- Forty-five percent of participants reported that less than 20% of new COBRA enrollees are receiving premium subsidies.
- Participants reported that administering premium subsidies (61%), subsidy eligibility determinations/redeterminations (61%), administering second chance enrollments tied to premium subsidies (50%), and the extended election periods due to DOL outbreak relief (50%) have caused the most administrative burden.
To read more, click the button below to download the full report.
Quick Survey Findings: COBRA Subsidies and Enrollment Extensions
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